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Terms of Use

Please read these terms carefully before using our website and services

Agreement to Terms

These Terms of Use constitute a legally binding agreement between you and Opal Zone concerning your access to and use of the opal-zone.com website and our educational services.

By accessing the website or using our services, you agree to be bound by these Terms. If you disagree with any part of these terms, you may not access the website or use our services.

Services Description

Opal Zone provides financial literacy education programmes for children and teenagers. Our services include group workshops, one-to-one coaching sessions, and online courses designed to teach young people essential money management skills.

Enrolment and Payment

To enrol a child in our programmes, you must:

  • Be the parent or legal guardian of the child, or have authorisation from the parent or legal guardian
  • Provide accurate and complete information in the enrolment form
  • Pay the applicable course fees as specified at the time of enrolment

Enrolment is confirmed only upon receipt of payment and written confirmation from Opal Zone. We reserve the right to refuse enrolment at our discretion.

Cancellation and Refunds

Our cancellation policy is as follows:

  • Cancellations made more than 14 days before the course start date will receive a full refund
  • Cancellations made 7-14 days before the course start date will receive a 50% refund
  • Cancellations made less than 7 days before the course start date are not eligible for a refund
  • If Opal Zone cancels a course, enrolled participants will receive a full refund or the option to transfer to another course

Intellectual Property

The website and its entire contents, features, and functionality are owned by Opal Zone and are protected by copyright, trademark, and other intellectual property laws.

Course materials provided to participants are for personal, non-commercial use only. You may not reproduce, distribute, modify, or create derivative works from our materials without our express written permission.

User Responsibilities

When using our website and services, you agree to:

  • Provide accurate and truthful information
  • Not use the website for any unlawful purpose
  • Not interfere with or disrupt the website or servers
  • Not attempt to gain unauthorised access to any part of the website
  • Ensure that children under your care behave appropriately during sessions

Child Safety

The safety and wellbeing of children in our care is our highest priority. All our staff hold current PVG (Protecting Vulnerable Groups) certificates and undergo regular child protection training.

Parents or guardians must provide accurate contact information and notify us of any relevant medical conditions or special requirements. We reserve the right to exclude participants whose behaviour poses a risk to themselves or others.

Limitation of Liability

Opal Zone provides educational services in good faith. While we strive to deliver high-quality education, we do not guarantee specific outcomes or results from participation in our programmes.

To the fullest extent permitted by law, Opal Zone shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of our website or services.

Nothing in these terms excludes or limits our liability for death or personal injury caused by negligence, fraud, or any other liability that cannot be excluded by law.

Third-Party Links

Our website may contain links to third-party websites or services that are not owned or controlled by Opal Zone. We have no control over and assume no responsibility for the content, privacy policies, or practices of any third-party websites.

Changes to Terms

We reserve the right to modify or replace these Terms at any time. If a revision is material, we will provide at least 30 days' notice prior to any new terms taking effect. Continued use of the website after such changes constitutes acceptance of the new terms.

Governing Law

These Terms shall be governed by and construed in accordance with the laws of Scotland and the United Kingdom. Any disputes arising under these terms shall be subject to the exclusive jurisdiction of the courts of Scotland.

Severability

If any provision of these Terms is found to be unenforceable or invalid, that provision shall be limited or eliminated to the minimum extent necessary so that the remaining provisions shall remain in full force and effect.

Contact Information

If you have any questions about these Terms of Use, please contact us at:

Opal Zone
Unit 14, Westhill Business Centre
Westhill, Aberdeen AB32 6JL
United Kingdom
Email: [email protected]

Last updated: 20 May 2026

opal-zone

Empowering Aberdeen's young people with essential money skills since 2014.

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